529 Plan Investment Options

Future Scholar offers two different ways to invest in a wide range of investment portfolios designed to meet your risk tolerance and planning horizon.

For complete information on assets allocation ranges and permissable investment strategies and the special risks that may be associated with some of the underlying mutual funds, see the Program Description.

The percentage allocations shown above are target allocations as of March 2009. These target allocations, and the actual percentage allocations to each underlying fund and asset class, are subject to change at any time. In addition, the underlying funds included in the asset allocation portfolios may change. For the target allocation ranges to individual asset classes, please see the Future Scholar Portfolio Construction .

Note: For complete information on asset allocation ranges, permissible investment strategies and special risks that may be associated with the underlying mutual funds please see the Program Description.

An investment in money market funds is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in money market funds.

All of the Future Scholar investments, with the exception of the Stable Capital Portfolio*, are direct purchases of a municipal fund security issued by the State of South Carolina. Columbia Funds represent underlying mutual fund investments.

* Although the issuer seeks to preserve the value of the investment at a fixed share price, it is possible to lose money by investing in this portfolio. ** Transamerica Life Insurance and Annuity Company is not affiliated with Columbia Management or its affiliates.

Please remember there’s always the potential of losing money when investing in securities.

Please consider the investment objectives, risks, charges and expenses carefully before investing in the Future Scholar 529 College Savings Plan. Contact your financial advisor or Columbia Management for a Program Description, which contains this and other important information. Read it carefully before investing. You should also consider, before investing, whether the investor's or designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Columbia Management Investment Distributors, Inc., distributor and underwriter.

Tax treatment varies by state. The tax information set forth on this website is general in nature and does not constitute tax advice on the part of Columbia Management Investment Distributors, Inc., its affiliates or the South Carolina Office of State Treasurer. Please contact your tax advisor before making any tax related decisions.

The Direct Plan is sold directly by the Program and is limited to a specific group of investors, as described in the Program Description. You may also participate in the Advisor Plan, which is sold exclusively through financial advisors. The Advisor Plan offers additional investment choices, but the fees and expenses are higher. Please contact your financial advisor for additional information on the Advisor Plan.

The Future Scholar 529 College Savings Plan and Columbia Funds are distributed by Columbia Management Investment Distributors, Inc., member FINRA.

The Office of State Treasurer of South Carolina (the State Treasurer) administers the Program, and has selected Columbia Management Investment Distributors, Inc as Program Manager. Columbia Management Investment Distributors, Inc, and its affiliates including, Columbia Management Investment Advisers, LLC, are responsible for providing certain administrative, recordkeeping and investment services and for the marketing of the Program. Columbia Management is not affiliated with the State Treasurer.